Insurance
So it turns out that unless you’re over 25, motor vehicle insurance is the biggest load of horse shit ever.
Basically I have to pay a $950 excess even though my car is a write off, for no other reason than I’m under 25.
Because we all know that everyone under 25 is a hooligan.
Here is something else that sucks; I spoke with a person from QBE on the phone about my claim (which is routine I guess) and she was all like:
Lady: Have you had a speeding fines in the last 5 years?
Me: Yes, one.
Lady: OK we need a copy of your traffic infringements from the police.
And blah blah blah, so I found out how to get this; went to a police station and got it. It cost 21.05.
So I faxed it off so they could get on with my claim. Then a few days later, I get another call.
Lady (a different one): We need traffic convictions too.
Me: But I don’t have any… and you didn’t tell me that before.
Lady: Lol sry.
So then I went to the police station again, and got that report. It cost another 21.05.
Now the market value of my beloved rave car is $1200 – $2700 (though my car has done many less kilometers than what that figure is based on).
I am almost certain they will pay me $1200, which, after subtracting the excess and cost of those reports comes to a whopping:
$207.90!!
Woah! That’s so much money!
Not really worth all the trouble I’ve had to go through for this claim. I think when I get my new car I will only bother with third party insurance until I am 25.
Far out.
If I do get this amount, I’ll probably call QBE and complain loudly about how my car had only just done 131313km (I even have a photo of it!) and was air conditioned and in pretty much amazing condition.
It drove up a God damn MOUNTAIN.
Sigh.
Wow this indeed deserves the horse shit tag.
WTF?!?!?! I guess that’s how insurance companies suck the money out of you. Seriously….when you have comprehensive insurance you should get what you pay for! Age discrimination sucks
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